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Find the Best Personal Loans in Fort Myers, FL

If you need temporary financial assistance, personal loans in Fort Myers can help. You can use the money for any reason, such as paying bills, lowering credit card debt, updating a home or financing a wedding. A personal loan company should have fair interest rates, flexible repayment options and helpful customer service. We researched the best personal loans in Fort Myers so you know where to apply.

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Compare Top Personal Loans

Personal Loan Pro
  • Loans up to $50,000
  • Get funds as soon as the following business day
  • View personalized offers without affecting credit score
  • Available in Fort Myers and nationwide
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Best Egg
Overall satisfaction rating
  • Available in Fort Myers
  • Qualify in minutes
  • Simple, fixed monthly payments
  • No prepayment penalties

Apply With Us Today!

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FreedomPlus
Overall satisfaction rating
  • Available in Fort Myers
  • Loans from $7,500-$40,000
  • Equal Housing lender
  • Online application

Loan amounts from $7,500 to $50,000. Select from 24- to 60-month terms. APR from 7.99% to 29.99%. Minimum credit score varies. Origination fee up to 4.99%. No prepayment penalty.

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CountryWide Debt Relief
Overall satisfaction rating
  • Available in Fort Myers
  • Online qualification
  • Credit consolidation
  • No upfront service fees

Offers options for debt relief, including debt consolidation programs, debt settlement and credit counseling. Helps people facing financial hardships or bankruptcy. Not a direct lender. Recommends a minimum debt of $10,000.

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Suncoast Credit Union
  • Competitive rates
  • Easy application process
  • Prioritizes customer service
  • Multiple loan options
 Location
5705 Lee Blvd., Ste. 7
Lehigh Acres, FL 33971
(800) 999-5887
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InstaLoan Loans
  • Multiple loan options
  • Up to $2,500
  • Affordable repayment options
  • Get money in as little as 30 minutes
 Location
2117 Del Prado Blvd. S
Cape Coral, FL 33990
(239) 573-6653
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One Main Financial
  • M: 8:30am - 5:30pm
  • T: 8:30am - 7pm
  • W-F: 8:30am - 5:30pm
  • Closed Sat and Sun
 Location
9861 Bernwood Place Dr., Ste. 170
Fort Myers, FL 33966
(239) 939-5055
Fifth Third Bank
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Sat: 9am - 12pm
  • Closed Sun
 Location
2915 Colonial Blvd.
Fort Myers, FL 33912
(239) 939-4500
Iberia Bank
  • M-Th: 9am - 4pm
  • F: 9am - 5pm
  • Closed Sat and Sun
  • iberiabank.com/personal
 Location
2247 First St.
Fort Myers, FL 33901
(239) 332-3527
Edison National Bank
  • M-F: 9am - 4pm
  • Closed Sat and Sun
  • edisonnationalbank.com
 Location
2105 W. First St
Fort Myers, FL 33901
(239) 334-4668
Wells Fargo Bank
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
 Location
1540 Colonial Blvd.
Fort Myers, FL 33907
(239) 277-5970

How to choose a personal loan in Fort Myers

fort myers skyline

The median household income in Fort Myers is $41,591, much lower than across the country. That doesn’t leave much room to pay for unexpected costs or pay for life’s significant events. That’s where personal loans come in. They typically have fewer requirements and cost less than credit cards. The application process is easy and you get fast access to hundreds or thousands of dollars.

There are two types of personal loans in Fort Myers. A secured loan is guaranteed by one of your valuable assets, like your car. An unsecured loan, which is more common, has no form of collateral but is harder to qualify for and comes with higher interest rates.

Some personal loan companies in Fort Myers do the process entirely online, from applying to electronic deposit of funds. Other companies with a local presence may ask that you come in person to complete an application. Either way, be prepared to show the following documents:

  • Government-issued photo ID
  • Proof of income (e.g., pay stubs, tax returns, bank statements)
  • Proof of address (e.g., utility bill, lease agreement)

Personal loan companies in Fort Myers will also evaluate your creditworthiness by looking at your credit score, which is based on your credit reports. Federal law requires each of the three credit reporting companies to offer you a free copy of your credit report once a year. Request copies and make sure they are accurate before you apply.

Apply with different lenders and compare how much money you qualify for, the length of loan, interest rates and charges like origination fees and prepayment penalties. With the right personal loan in Fort Myers, you can borrow the money you need, then pay it back comfortably in fixed amounts over a manageable period of time.

Personal Loans Reviews

Personal Loan Pro

Personal Loan Pro has helped over 5 million people shop for a total of $46.7 billion in loans. Answer a few questions, and the free-to-use online marketplace will show you offers in just a couple of minutes. Its lending partners offer personal loans from $1,000 to $50,000, with APRs as low as 2.49% at the time of publishing. Fort Myers borrowers can use these personal loans for debt consolidation, home improvement, vacations, weddings and more.

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Best Egg

Apply online for a loan from Best Egg and you can get between $2,000 and $35,000 in as little as one business day. Borrowers get fixed interest rates and never pay prepayment penalties. The company has funded over $6.5 billion in loans for over 450,000 customers and has an A+ rating from the Better Business Bureau. Reviewers love the fast and easy application and recommend the company to others.

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FreedomPlus

FreedomPlus is an online lender offering up to $40,000 in personal loans. Borrowers get same-day decisions, clear terms and money within 3 business days. Apply in just minutes safely and securely — all you need is a valid ID and proof of income and a bank account. Florida customers experienced quick transfer of funds and say company representatives are professional. FreedomPlus has an A+ rating from the Better Business Bureau.

 FreedomPlus

CountryWide Debt Relief

CountryWide Debt Relief specializes in debt consolidation loans, helping customers combine credit card dues and other balances into one simple monthly payment. Apply even if you have bad credit, and get approved in minutes. Free consultations are available over the phone. Customers say CountryWide Debt Relief has practical solutions for all types of borrowers. The company has an A+ rating from the Better Business Bureau.

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Suncoast Credit Union

Suncoast Credit Union offers a variety of personal loan options for Fort Myers residents who are members. Apply online or fill out an express application form and bring it to one of the local branches. With SunNet online banking and the Suncoast app, choose when to make payments and manage your loan. Reviewers say Suncoast Credit Union has excellent customer service and friendly staff.

 Suncoast Credit Union

InstaLoan Loans

InstaLoan makes it easy to get a personal loan in as little as 30 minutes. Start by filling out an application online, then a representative will get in touch to qualify you over the phone. Or you can stop by the Cape Coral location. Loans of up to $2,500 are available, with various payment options and no prepayment penalties. Many Fort Myers-area customers have given five-star reviews to InstaLoan based on great experiences.

 InstaLoan Loans