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Find the Best Mortgage Lenders in Fort Myers, FL

The real estate market in Fort Myers has been on the rise for several years, and the market is still hot. If you need a mortgage lender in Fort Myers, you have several options. You should consider mortgage companies that offer features like low down payments, refinancing options and online applications. We researched the best mortgage lenders in Fort Myers to help you choose the right financial partner.

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Compare Top Mortgage Lenders

#1 OUR FAVORITE
Overall satisfaction rating
  • Calculate your payments online
  • 15 & 30 year fixed loan options
  • Available in Fort Myers
  • Offers cash-out refinances

Get a great rate and close on time!

(866) 815-0655 Read More
#2
HomeDirect
Overall satisfaction rating
  • View rates online
  • Online application service
  • Experienced specialists
  • Available in Fort Myers

This direct lender is a division of Bank of Oklahoma Financial. It uses the latest technology like an online automated application system to help clients get the money and information they need as efficiently as possible.

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#3
D&V Home Mortgage
  • FHA, VA and Jumbo loans
  • Years of experience
  • Owned by locals
  • Online application process
Location
1342 Colonial Blvd., Ste. D32
Fort Myers, FL 33907
(239) 307-5363
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#4
Premier Mortgage Consultants
  • Loans for those with low credit scores
  • Florida-based company
  • Online tools
  • Low rates
Location
2534 SE Santa Barbara Pl.
Cape Coral, FL 33904
(239) 542-8800
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VanDyk Mortgage Fort Myers
  • Open 24 hours
  • timhartjr.com
Location
8280 College Pkwy., Ste.101
Fort Myers, FL 33919
(239) 437-4278
Liberty Mortgage Lending Group
  • M-F: 9am - 4pm
  • Closed Sat and Sun
  • libertymortgageloans.com
Location
13180 N. Cleveland Ave., Ste. 317
North Fort Myers, FL 33903
(239) 215-3850
Community Lending
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • communitylendinghgf.com
Location
8191 College Pkwy., Ste. 203
Fort Myers, FL 33919
(239) 333-4684
Primary Residential Mortgage
  • M-F: 8am - 6pm
  • Closed Sat and Sun
  • fortmyersmortgageexpert.com
Location
3848 Colonial Blvd., Ste. 1
Fort Myers, FL 33966
(239) 910-6040
Florida Mortgage Funding Group
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • floridamortgage.lendingoutpost.com
Location
1642 Medical Ln.
Fort Myers, FL 33907
(239) 274-9400

How to choose a mortgage lender in Fort Myers

Fort Myers skyline

Finding the right mortgage lender in Fort Myers can be intimidating. With so many lenders and types of loans available, the options are overwhelming. Current real estate trends can make your choice a little easier.

One trend in Fort Myers is the prevalence of millennial buyers. Because so many millennials are buying homes in Fort Myers, lenders are catering to them, offering more first-time buyer discounts and making borrowing easier for those with limited credit.

Another trend is a low median sale price of homes. Real estate prices have dropped since the high prices in the early 2000s, and the median sale price of a home in the area today is $208,000. Lenders have adjusted to deal with the lower sale price of homes.

While the number of homes sold in Fort Myers has slightly decresed recently, experts predict that the coming years will show a marked improvement for real estate sales for Southwest Florida. If you plan on taking advantage of the real estate market, finding the right mortgage lender for your situation can make buying a home much easier.

The cost of your home and your financial situation will affect which type of loan is best for you. Conventional loans are the most common and may have either a fixed or adjustable interest rate. Conventional loans are a good choice for people with strong credit scores and the ability to put down a large down payment.

FHA loans, offered through the Federal Housing Administration, are ideal for first-time buyers. If you’re a veteran, you can benefit from the low interest rates of VA loans. Buying a home in a rural area, such as North Fort Myers, could qualify you for a U.S. Department of Agriculture (USDA) loan. Other options include HUD loans, designed for low-income homebuyers, and jumbo loans, which are used for high-value homes.

Best neighborhoods in Fort Myers to buy a house

As you look into lenders, you should consider where to buy your home. The cost and location of your home could affect the type of mortgage that will work best for you. Some of the best Fort Myers neighborhoods for homebuyers are:

  • Whiskey Creek: A family-oriented neighborhood off McGregor Boulevard and College Parkway
  • Villas: An up-and-coming area near South Cleveland Avenue and Daniels Parkway
  • Gateway: A suburban neighborhood east of Interstate 75 and north of Daniels Parkway

The above neighborhoods are growing and have relatively low crime rates. In Whiskey Creek, the median home price is around $500,000. Villas has a much lower median price of about $255,000, and the Gateway neighborhood has a median home value of about $325,000.

Mortgage Companies Reviews

AmeriSave

If you’re looking for transparency, consider working with AmeriSave. The company prides itself on keeping you informed through every step of the homebuying process. They offer multiple financing options to give you the best loan for your needs. In Fort Myers, customers comment on the willingness of the agents to go above and beyond to help.

AmeriSave (866) 815-0655

HomeDirect

HomeDirect offers a variety of lending options. With their automated online application, they make it easy to explore your options. The company is a direct lender, which allows them to handle the servicing of your loan. Customers in Fort Myers give the company high marks for its quick and easy application process.

HomeDirect

D&V Home Mortgage

This local company offers conventional, FHA, VA and jumbo loans. The company prides itself on providing personal, small-town service while giving customers all the advantages of working with a larger company. They offer an easy online application process, and Fort Myers clients comment on their employees’ high level of customer service.

D&V Home Mortgage

Premier Mortgage Consultants

Premier Mortgage Consultants is a Florida-based company with a variety of available loans, including options for individuals with low credit scores. They have many online tools available, including a home purchase assistant. Fort Myers residents say the company’s agents are always available to help and offer expert advice.

Premier Mortgage Consultants