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Find the Best Life Insurance Quotes in Fort Myers, FL

Life insurance lets you take care of your family’s finances if you die unexpectedly. Like all major financial decisions, it’s important to choose carefully when looking for a life insurance provider. You should look for a company that is financially sound and has options that meet your family’s needs. We researched the best life insurance in Fort Myers to guide your decision.

Compare Top Life Insurance Companies

Haven Life
Authorized Partner
Overall satisfaction rating
  • Up to 30-year term life insurance
  • Coverage between $5,000 and $3 million
  • Accelerated death benefit
  • Available in Fort Myers and nationwide
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Fabric
  • Up to 20-year term life insurance
  • Coverage between $100,000 and $5 million
  • Offers accidental death insurance
  • Available in Fort Myers and nationwide
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Ladder
  • Up to 30-year term life insurance
  • Coverage up to $8 million
  • Adjust coverage up and down over time
  • Available in Fort Myers and nationwide
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Policygenius
Overall satisfaction rating
  • Apply in 5 minutes
  • Compare quotes from more than a dozen companies
  • Handles your paperwork at no extra cost
  • Available in Fort Myers

Apply in 5 minutes!

Location
Serves residents in
Fort Myers, FL
(855) 695-2255
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How to choose life insurance in Fort Myers

Fort Myers Skyline

Life insurance protects your family by providing replacement income or money that can be used to pay off outstanding debts if you die unexpectedly.

People often hesitate to talk about death, but unforeseen tragedies can strike anyone. In 2017, Lee County recorded 116 vehicle crash-related fatalities. Sudden illness or other accidents are also sadly common—in 2014, there were 37,169 emergency room hospitalizations at Healthpark Medical Center.

While you can only do so much to prevent accidents or illness, you can take action to prevent your family from a financial burden if you pass away unexpectedly. Purchasing a life insurance policy is a step in the right direction.

There are two main types of life insurance in Fort Myers:

  • Term life insurance gives you coverage over a set period, usually 10 to 30 years. It tends to be one of the most affordable forms of life insurance. If you are the main provider of income for your family, term life insurance can provide replacement income if you die while building your retirement savings.
  • Whole life insurance has no termination date and provides a guaranteed return on investment. Because there is no set period of time after which the benefit expires, whole life policies tend to be more expensive. Many of these policies also let you borrow money against the cash value of the policy.

Other types of policies available in Fort Myers include universal life insurance, which is a form of whole life insurance with both a death benefit and cash value amount. Universal policies tend to be more flexible and affordable than whole life policies. Fort Myers residents may also choose burial insurance, a type of policy that is designed to pay for funeral expenses and generally requires no medical exam.

Choosing the right life insurance in Fort Myers can seem intimidating. With many major companies like MetLife and State Farm to choose from, it can be hard to find the right carrier. To help you make the right choice, here are a few qualities you should consider:

  • Financial strength
  • Flexible policies that meet your needs
  • Affordable rates
  • Successful record

In Fort Myers, MetLife is one of the more common carriers. However, Prudential Financial, State Farm and New York Life Insurance Group are also popular options. Working with an independent insurance broker will let you see policies from multiple companies and choose the best one for you.

Your life insurance premiums are based on multiple factors, including your age, gender and health history. Your lifestyle will also affect the cost—those who have dangerous hobbies or a hazardous occupation will have higher premiums. The type of policy and amount of death benefit are also important factors in the price of life insurance.

Life Insurance Reviews

Authorized Partner

Haven Life

Haven Life offers term life insurance backed by MassMutual. Options include its traditional Haven Term life policy, with coverage up to $3 million for up to 30 years, and its Haven Simple policy (no medical exam required), with coverage up to $500,000 for up to 15 years. Both types of policies have level premiums, an accelerated death benefit and paperless processing. Customers can cancel anytime without penalty. Apply online in about 25 minutes. Refer someone to apply for Haven Term and receive a $50 Amazon gift card.

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Fabric

Fabric offers term life insurance issued by Vantis Life. Fort Myers customers can choose a term of 10, 15 or 20 years and a coverage amount ranging between $100,000 and $5 million. You also have the option to decrease your coverage or convert to whole life insurance in the future. Apply online in about 10 minutes. Fabric also helps you and your spouse create free wills. Use the Fabric app to manage your insurance, will and other family finances.

Fabric

Ladder

Ladder is a life insurance company offering term life insurance policies in Fort Myers issued by Fidelity Security Life Insurance Company. Choose a 10-, 15-, 20-, 25- or 30-year term, with coverage up to $8 million. Ladder’s main feature is giving customers the ability to adjust, or “ladder,” their coverage up or down as needs change. Ladder has no processing fees, and customers can cancel anytime. Apply online and get coverage in as soon as a few minutes. Don’t forget about Ladder’s referral program, which gives you the opportunity to earn up to $1,000 in bonuses.

Ladder

Policygenius

Policygenius offers a best-price guarantee and uses an easy online interface to make getting life insurance quotes simple. The company handles all the necessary paperwork and has a team of insurance experts to guide you through the application process. Fort Myers customers appreciate how easy it is to receive a variety of quotes.

Policygenius

Wilcox Family Insurance

Wilcox Family Insurance is a family-owned and -operated business that believes in putting customers first. The agency uses noncommissioned agents to ensure you never receive pressure to purchase a policy that doesn’t fit your needs. Fort Myers customers rate the company highly and comment on the excellent service.

Wilcox Family Insurance

Tim Shaw Insurance

Tim Shaw Insurance has more than 40 years of experience providing insurance for Fort Myers residents. The company is an independent agency that offers quotes from multiple life insurance providers and prides itself on responding to customer’s questions on the same day. Fort Myers customers say they appreciate the dedicated staff.

Tim Shaw Insurance