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Find the Best Life Insurance Quotes in Fort Myers, FL

Life insurance lets you take care of your family’s finances if you die unexpectedly. Like all major financial decisions, it’s important to choose carefully when looking for a life insurance provider. You should look for a company that is financially sound and has options that meet your family’s needs. We researched the best life insurance in Fort Myers to guide your decision.

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Serves residents in
Fort Myers, FL
(855) 522-3444
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Wilcox Family Insurance
  • 25 years of experience
  • Value coverage and affordability
  • Non-commissioned agents
  • Family owned
3707 Cleveland Ave.
Fort Myers, FL 33901
(239) 337-7755
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Tim Shaw Insurance
  • A+ rating with Better Business Bureau
  • Protects clients' privacy
  • Provides education on all insurance policies
  • High level of customer service
4091 Colonial Blvd., Ste. 100
Fort Myers, FL 33966
(239) 939-1010
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Awa Insurance
  • M-F: 7:30am - 4:30pm
  • Closed Sat and Sun
  • awainsurance.com
3700 Six Mile Cypress Pkwy.
Fort Myers, FL 33912
(239) 418-1100
Tom Mere Insurance Agency
  • M-F: 8:30am - 4:30pm
  • Closed Sat and Sun
  • tommereinsurance.com
1555 N. Tamiami Trail
North Fort Myers, FL 33903
(239) 995-1333
Regency Insurance Group
  • M-F: 9am - 5:30pm
  • Closed Sat and Sun
  • regencyins.com
5248 Red Cedar Dr., Ste.103
Fort Myers, FL 33907
(239) 628-4344
TS Simmons Financial Group
  • M-F: 9am - 6pm
  • S: 10am - 2pm
  • Closed Sun
  • noexam4life.com
8359 Beacon Blvd., Ste. 517
Fort Myers, FL 33907
(863) 866-4000
Brightway Insurance
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • brightway.com/agencies/FL/Fort-Myers-South/0091
4391 Colonial Blvd., Ste. 103
Fort Myers, FL 33966
(239) 931-5390
Direct Auto & Life Insurance
  • M-F: 9am - 5:30pm
  • Sat: 10am - 3pm
  • Closed Sun
  • local.directgeneral.com/florida/fort-myers
5100 S. Cleveland Ave., Ste. 317
Fort Myers, FL 33907
(239) 418-0199

How to choose life insurance in Fort Myers

Fort Myers Skyline

Life insurance protects your family by providing replacement income or money that can be used to pay off outstanding debts if you die unexpectedly.

People often hesitate to talk about death, but unforeseen tragedies can strike anyone. In 2017, Lee County recorded 116 vehicle crash-related fatalities. Sudden illness or other accidents are also sadly common—in 2014, there were 37,169 emergency room hospitalizations at Healthpark Medical Center.

While you can only do so much to prevent accidents or illness, you can take action to prevent your family from a financial burden if you pass away unexpectedly. Purchasing a life insurance policy is a step in the right direction.

There are two main types of life insurance in Fort Myers:

  • Term life insurance gives you coverage over a set period, usually 10 to 30 years. It tends to be one of the most affordable forms of life insurance. If you are the main provider of income for your family, term life insurance can provide replacement income if you die while building your retirement savings.
  • Whole life insurance has no termination date and provides a guaranteed return on investment. Because there is no set period of time after which the benefit expires, whole life policies tend to be more expensive. Many of these policies also let you borrow money against the cash value of the policy.

Other types of policies available in Fort Myers include universal life insurance, which is a form of whole life insurance with both a death benefit and cash value amount. Universal policies tend to be more flexible and affordable than whole life policies. Fort Myers residents may also choose burial insurance, a type of policy that is designed to pay for funeral expenses and generally requires no medical exam.

Choosing the right life insurance in Fort Myers can seem intimidating. With many major companies like MetLife and State Farm to choose from, it can be hard to find the right carrier. To help you make the right choice, here are a few qualities you should consider:

  • Financial strength
  • Flexible policies that meet your needs
  • Affordable rates
  • Successful record

In Fort Myers, MetLife is one of the more common carriers. However, Prudential Financial, State Farm and New York Life Insurance Group are also popular options. Working with an independent insurance broker will let you see policies from multiple companies and choose the best one for you.

Your life insurance premiums are based on multiple factors, including your age, gender and health history. Your lifestyle will also affect the cost—those who have dangerous hobbies or a hazardous occupation will have higher premiums. The type of policy and amount of death benefit are also important factors in the price of life insurance.

Life Insurance Reviews


Policygenius offers a best-price guarantee and uses an easy online interface to make getting life insurance quotes simple. The company handles all the necessary paperwork and has a team of insurance experts to guide you through the application process. Fort Myers customers appreciate how easy it is to receive a variety of quotes.

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EverQuote uses a simple interface that makes it easy for customers to compare life insurance policies. The company allows you to select from term life, whole life or universal life insurance and receive fast quotes from local and national providers. Fort Myers customers say they appreciate the company’s educational resources.


Wilcox Family Insurance

Wilcox Family Insurance is a family-owned and -operated business that believes in putting customers first. The agency uses noncommissioned agents to ensure you never receive pressure to purchase a policy that doesn’t fit your needs. Fort Myers customers rate the company highly and comment on the excellent service.

Wilcox Family Insurance

Tim Shaw Insurance

Tim Shaw Insurance has more than 40 years of experience providing insurance for Fort Myers residents. The company is an independent agency that offers quotes from multiple life insurance providers and prides itself on responding to customer’s questions on the same day. Fort Myers customers say they appreciate the dedicated staff.

Tim Shaw Insurance