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Find the Best Small Business Loans in Fort Myers, FL

Running a business comes with many challenges that require funding to overcome, and a business loan lets you access the capital needed for success. A good lender also provides you with advice on starting or growing your company. We researched the best business loans in Fort Myers to guide your search for a partner in starting or growing your business.

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Compare Top Business Loans

Seek Business Capital
Overall satisfaction rating
  • Available in Fort Myers
  • More than 92% funding approval rate
  • Same-day funding
  • Online application available

Startup Consulting • Business Services

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Imperial Advance
Overall satisfaction rating
  • Financial consulting from loan specialists
  • Flexible loan programs
  • Funds are available in 24 hours
  • Available in Fort Myers

Imperial Advance is an online business loan marketplace that focuses on providing small businesses with access to the funds they need. After you apply for a quote, a financial consultant will contact you with loan offers from numerous lenders.

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Accredited Partner
National Business Capital
Overall satisfaction rating
  • More than $1 bilion in funding secured
  • Multiple financing options
  • Available in Fort Myers
  • More than 10 years of industry experience

Founded in 2007, National Business Capital & Services is a Bohemia, New York-based business financier. It is known for providing loans to small businesses across the US, Peurto Rico and Canda in a quick and efficient manner. The company also offers business equipment financing and business lines of credit, in addition to small business loans.

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Iberia Bank
  • Ideal for small businesses
  • Short-term and long-term options
  • Many online resources for business owners
  • Flexible lending options
Location
2247 First St.
Fort Myers, FL 33901
(239) 332-3527
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BB&T
  • Secured or unsecured loans
  • Lines of credit available
  • Credit cards with grace periods
  • Take on a partnership approach
Location
8930 Colonial Center Dr.
Fort Myers, FL 33905
(239) 936-1662
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Capital Bank
  • M-F: 9am - 4pm
  • Closed Sat and Sun
  • capitalbank-us.com/small-business
Location
3405 Hancock Bridge Pkwy..
North Fort Myers, FL 33903
(239) 673-3379
SunTrust
  • M-F: 9am - 4pm
  • Closed Sat and Sun
  • suntrust.com/small-business-banking
Location
2000 Main St.
Fort Myers, FL 33901
(239) 362-9242
Regions Bank
  • M-Th: 9am - 4pm
  • F: 9am - 6pm
  • Closed Sat and Sun
  • regions.com
Location
5212 Summerlin Commons Blvd.
Fort Myers, FL 33907
(800) 734-4667

How to get a business loan in Fort Myers

Fort Myers skyline

With so many prime areas for development in areas like North Fort Myers, there is a high demand for business loans. There are many loan options for start-ups and existing business owners, and deciding which is best for your company can be difficult. Some of the most popular business loans in Fort Myers are:

  • Term loans are the most common types of business loans. These loans provide upfront cash that is paid back over a predetermined period of time and can be either short-term or long-term loans.
  • Small Business Administration (SBA) loans are offered from third-party lenders and partially secured by the U.S. Small Business Administration. These are generally long-term loans with a rigorous application process.
  • Business lines of credit are similar to credit cards. They allow businesses to access funding up to a specified amount and only pay interest on the amount used.
  • Invoice financing is ideal for companies that need a quick infusion of cash. The company’s outstanding invoices serve as collateral for the loan.
  • Merchant cash advances give a company cash upfront that is repaid by withholding a certain percentage of the company’s daily credit and debit card sales.
  • Equipment loans are used to purchase needed equipment. These loans may require a down payment, and the purchased equipment serves as collateral for the loan.

It’s possible to qualify for a business loan in Fort Myers with bad credit history. Alternative lenders often place more importance on a company’s business plan and revenue than credit scores. Depending on the type of loan, you may need to provide collateral or a down payment. Short-term loans are less likely to require collateral, however.

Choose carefully when comparing business loans in Fort Myers. You should compare features like the repayment terms and fees. Different lenders may charge fees that add to the cost of your loan, including:

  • Origination fees
  • Processing fees
  • Prepayment fees
  • Documentation fees

Make sure you understand all the provisions of the loan so there are no surprises later.

Business Loans Reviews

Seek Business Capital

Seek Business Capital offers no-restriction funding to small businesses and provides funding estimates within two hours. The company also offers business plan creation services and viability assessments to help start or grow businesses. Customers in Fort Myers appreciate the quick and straightforward application process.

Seek Business Capital

Imperial Advance

Imperial Advance provides no-obligation loan offers from an extensive network of lenders. The company has specialists to help you choose the best loan for your company, and it makes funds available in as few as 24 hours after approval. Business owners in Fort Myers appreciate the great customer service.

Imperial Advance
Accredited Partner

National Business Capital

This company has a lending network of more than 75 lenders and provides financial advisors to help you choose a loan and plan your business’s start or expansion. National Business Capital prides itself on a quick and transparent process. Reviews from Fort Myers say the company provides quick funding once an application is approved.

National Business Capital

Iberia Bank

Iberia Bank has a local branch that offers business loans to small business owners in Fort Myers. The bank offers flexible lending options that allow for short-term or long-term borrowing. Iberia Bank also provides many online resources for small business owners. Fort Myers customers comment on the warmth of the staff.

Iberia Bank

BB&T

BB&T is a lending institution that takes on a partnership role for Fort Myers business owners. The bank prides itself on providing sound financial advice to its clients. BB&T also provides options like credit cards, lines of credit and term loans. Customers in Fort Myers review the company highly and comment on its great customer service.

BB&T